December 12, 2013
“For Kathryn Fitzgerald and her young daughter, Megan, home was a modest three-bedroom house…on a tightly packed segment of Delaware Avenue two blocks from the Atlantic Ocean. That was the only home that Megan had ever known, until Hurricane Sandy hit and a rank mixture of floodwater and untreated sewage rose to chest-high in the lower level of the house.
“Since then, they have lived in rental apartments and Megan, now 9, attended an unfamiliar school in another town for a while as her mother appealed for enough aid to rebuild the life they had…
“More than a year after one of the country’s largest-ever disaster recovery efforts began, Ms. Fitzgerald is among the more than 30,000 residents of New York and New Jersey who remain displaced by the storm, mired in a bureaucratic and financial limbo.”
Every year, big storms capture national attention with images of wild weather and large-scale destruction. But when the skies calm and the cameramen pack up and leave town, residents are left to the long, lonely process of returning to normal. Hurricane Sandy may be fading from popular consciousness; but for the victims, fourteen months into the recovery, the disaster is ongoing.
Kathryn Fitzgerald is just one of a handful of displaced homeowners in the American Northeast interviewed recently by the New York Times—and her story is a representative and cautionary one. Victim after victim reports the difficulty of securing funds to rebuild, whether from government aid agencies or by other means.
While we talk a lot about the immediate, life-sustaining preparations needed to weather extreme situations, sometimes the most important emergency preparation is financial. Read the full NYT article here to see what a tangled mess of red tape is holding up these people’s efforts to rebuild their lives. Then check out the links below to learn more about financial preparation for disasters. Finally, take another look at our blog post on flood preparedness to learn more about insurance options. Whether it's another storm like Hurricane Sandy, a sudden downpour that causes flooding like that in Colorado earlier this year, or another scenario altogether, you'll be so glad you've prepared in advance.
New York Times article originally found via Instapundit.