• 3 Simple Lists for Earthquake Preparedness

    If an earthquake rocks your city, will you have prepared yourself, your family, and your home for life after the quake? Knowing what to do before, during, and after an earthquake is essential. FEMA.gov has a prepared a comprehensive list of earthquake preparedness items from which I borrow.

     

    Before The Quake

    First and foremost, prepare your family. 72-hour kits are a must have for any disaster. Your 72-hour kit should supply you with enough resources so you and your family will make it through the first three days following a major earthquake. A good kit includes:

    • Emergency ChecklistWater
    • Non-perishable food (MREs are always a good 72-hour kit option)
    • First aid kit
    • Blanket (keeps out the cold, can be used as an impromptu shelter)
    • Flashlight with extra batteries
    • Books, toys, games for kids (OK, and for adults, too. Don’t forget my Star Wars toys!)
    • Complete change of clothing
    • Portable radio (runs on batteries or other alternate source of energy, such as solar or hand-crank)
    • Important documents and cash (ATMs and bank systems may be offline)
    • Special needs (diapers, medications, prescriptions, etc.)

     

    Of course, there are many other things you could put in your emergency 72-hour kit. For a more in-depth look at what you could put in your 72-hour kit, check out ready.gov’s list for a basic disaster supplies kit. Or, take a look at some of our pre-built emergency kits and specialized disaster kits, such as our earthquake emergency kit.

    Also before an earthquake, make sure you secure anything that could tumble to the ground. This includes TVs, microwaves, computers, and other electronics. Don’t forget to anchor your bookshelves to the walls. Other things to anchor securely are filing cabinets, china cabinets, and tall furniture. Avoid placing heavy objects about your bed or other areas in which you may be sitting. For a full list of ways to prepare before an earthquake, ready.gov has a great article you can look into.

     

    During the Quake

    Nessie I said "Nelly", not "Nessie"!

    As the saying goes, “Drop, cover, and hold on, Nelly!”

    This is fairly self-explanatory (except for maybe who Nelly is). Basically, you’ll want to:

    • Drop to your hands and knees.
    • Cover your head and neck with your arms. This will help protect you from falling objects.
    • Hold on to anything sturdy until the shaking stops (Let me clarify – until the earth stops shaking. You might be shaking for a while afterwards. That is called adrenaline and is normal.)
    • Stay away from windows, glass, and anything that could fall (ie. light fixtures and furniture)
    • If you are trapped under debris:
      • Do not light a match.
      • Use clothing or handkerchief to cover your mouth to avoid breathing in dust and other debris.
    • If you are in a car, stay inside until the tremors are over.

     

    After the Quake

    Although the earthquake has stopped, there are still dangers. Make sure you proceed with caution in the immediate aftermath of the quake.

    • After Quake SafteyCheck for injuries.
    • Wear shoes to avoid cutting your feet on broken glass or other debris.
    • Do not turn on lights or use electrical appliances inside your home until you know there is no gas leak. When using a flashlight, turn it on outside the home (flashlight battery could create a spark that could ignite gas if there is a leak).
    • Use cellular network to communicate. Texting can sometimes get through busy networks where phone calls fail.

     

    Of course, there are always more things to be aware of and keep in mind than what any one person can write down. By using caution you can avoid other unpleasantries and injuries, so be sure to stop and think about the safest way to approach each scenario as you come to them.

    Earthquakes can be devastating, but with the proper preparation and knowledge, you can still be safe and comfortable during the days that follow. Take the time to prepare now, so when an earthquake does happen, you will be ready and able to help yourself, your family, and your community.

    Posted In: Disaster Scenarios, Emergency Kits, Planning Tagged With: what to do, Earthquake, emergency preparedness

  • Investing in Food Storage

    Money on the mindHappy Tax Day, everybody! Whether you’re frantically finishing up some complicated math before you file at the last minute, or relaxing while you wait for that refund check to roll in, April 15th is a day when money is on our mind. How much have we made? How much have we saved? What have we done with what we have, and how can we get more?

     

    I especially love checking on my interest and investments at this point in the year and watching those baby percentage points grow up. However, there’s one important investment that doesn’t show up on my 1040. That’s my food storage.

     

    Never thought about food storage as an investment? Let me offer two points that may change your mind. And who knows? It might even inspire you to invest that tax return.

     

    1. Investing in food storage Investing in food storage brings peace of mind

      Security. For many of us, the purpose of a financial investment is some sort of protection against an unpredictable or unexpectedly lean future. We invest in insurance in case something happens to our home or our car, or in our retirement knowing we won’t have a regular paycheck after a certain point. Food storage works along the same lines. Any number of unforeseen events could interrupt our ability to purchase food for a time, and comestibles previously purchased and stored for future use protects and preserves normalcy during those interruptions.

     

    And if you’re waiting for something big, like an earthquake or tornado, to knock out power lines and close grocery stores, think again. A few years ago, CNN reported that somewhere close to 50 million Americans experienced “low food security” in 2011 as a result of layoffs, unemployment, and underemployment.

     

    1. Appreciation of the DollarAppreciation. The hope with any investment is that your return will be greater than your initial buy. So, how does that work with food storage? It’s not like you buy three bags of rice and in five years you magically have four bags. And besides, food—unlike gold or real estate—eventually goes bad. Isn’t that depreciation?

     

    Nope! Here’s how Stanford economist Russ Roberts explained it to an NPR reporter:

     

    "Inflation is low these days, running at a 1.7 percent annual rate. Still, it outpaces the return on a savings account. Roberts says if inflation starts rising, to say, 5 percent, the argument for bulk buying becomes more powerful. 'Do you have an investment now that pays 5 percent? The answer is: not easily,' he says.

    "He explains that a mutual fund might achieve a 5 percent return — but that's only if the stock market is doing well. Savings accounts and money market funds don't pay anything close to that. 'So it's certainly true that cash, if you can spare it to convert your cash into real goods whose price is rising, [buying in bulk] is not a bad idea,' Roberts says."

     

    In other words, because of inevitable inflation, you will get more food for the same amount today than you will in the future. Buy those three bags of rice now for $15, because that same $15 will only buy one or two bags down the road. Make sense?

     

    Not only does food go up in value, but assuming you store it properly and rotate it regularly, it’s also a low- to no-risk prospect; the only way you’re going to lose that investment is if your teenagers raid it frequently.

     

    So, in the spirit of smart investments, check out our monthly sales and food storage specials. And tell us what you’re doing with your tax return this year!

    Posted In: Budgeting, Insight, Planning Tagged With: tax, emergency food storage, financial preparedness

  • Investing In Food - Prep As You Go

    Budgeting Freshmen get younger every year...

    From the moment I left home and went to college, my life was quickly taken over by that all-encompassing word, “budgeting.” Sure, it took me a while to actually figure out what it meant, and then even longer to start following one, but it did happen eventually.

    What I learned about budgeting during my college years was that if I wanted something, I’d have to save up for it. I also learned that, even with diligent saving, some things had to be paid for in installments.

    Like tuition.

    The same thing applies to food storage. You want a year supply of food, but you can’t quite afford to pay for it all at once. What do you do?

    The answer is simple: Count your change and find a plan with monthly payments that fits your needs.

    Yup, we’ve got year-supply emergency food storage plans that work just like tuition. Three great things about both education and food storage is that, over time, both increase in value, both add to future security, and the acquisition of both bring a sense of accomplishment and peace of mind. And that’s important for any investment.

    In fact, investing in emergency food storage is also like investing in general. As the years go by, your money becomes worth more and more. Well, your food might not be worth a whole lot more (although in just the last 10 years, freeze-dried diced pineapple has gone up $10 a can, so there’s that), but the investment is all about having it when you need it. Investing in food storage will mean you will have food available when you otherwise wouldn’t have any.

    PAYG 2If you’re planning on investing in an emergency food storage, you’re going to need a financial plan. It kind of defeats the purpose to spend more than you can afford on your emergency preparedness items. However, by choosing one of our Prep-As-You-Go-plans that works for you, you will be able to stock up on your storage while still remaining above the red.

    But say you’ve invested in a plan, but other life expenses surprise you. That’s ok! You’re not obligated to tough it out with your Prep-As-You-Go plan. You can cancel at any time. Again, we wouldn’t want you to hurt yourself financially all in the name of preparedness! And just in case you have a tendency to forget about your monthly shipments, we’ll remind you a week before each shipment goes out. That way, you can add extra items to your order for no extra shipping costs (ie. still free shipping), or have a panic attack when you realize you forgot to cancel this month (don’t worry, there’s still time to call us up and cancel)!

    Having an emergency food supply is important, but being able to budget for one is just as important. We’re people too, and we understand that. We’ve been doing this for a very long time, so we know the best ways to help you get the most out of your hard-earned money.

    Follow this link to go to our Prep-As-You-Go page for more detailed information about our various plans.

    Posted In: Budgeting, Food Storage, Planning Tagged With: invest, prep as you go, emergency food storage, Budget

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